Disclaimer

Nothing on dirham247.ae constitutes financial, investment, tax, legal, or professional advice. The information we publish — including exchange rates, gold prices, cryptocurrency data, credit card comparisons, bank deals, and money transfer rates — is provided to help you make more informed decisions, but it should not be relied upon as the sole basis for any financial decision.

Before making any financial commitment — opening an account, applying for a credit card, investing in securities, buying gold, or transferring money — you should consult a qualified financial adviser who understands your individual circumstances, risk tolerance, and financial goals.

We make every reasonable effort to ensure the accuracy and timeliness of the information displayed on dirham247.ae. However, we cannot guarantee that all data is complete, current, or free from errors. Financial data — including exchange rates, gold prices, stock prices, and cryptocurrency values — changes frequently and may differ from the rates available at your bank, exchange house, or broker.

Exchange rates shown on dirham247.ae are indicative mid-market rates. The rate you receive from a bank or money transfer provider will typically include a margin or spread above the mid-market rate. Always verify the final rate and total cost with your chosen provider before completing a transaction.

Gold prices displayed are reference prices based on international spot data. Retail prices at the Dubai Gold Souk or other jewellers may differ due to making charges, taxes, and dealer margins.

Cryptocurrency prices are sourced from aggregated market data. Actual buy and sell prices on UAE exchanges (BitOasis, Binance, Rain, etc.) may vary due to exchange fees, spreads, and liquidity conditions.

Stock market data for DFM and ADX is sourced from public market feeds and may be delayed. It should not be used for real-time trading decisions.

Credit card features, benefits, fees, and eligibility criteria displayed on dirham247.ae are based on publicly available information from UAE banks and financial institutions. These details can change at any time without notice. We recommend verifying all terms directly with the issuing bank before applying.

Credit card approval is subject to the issuing bank’s eligibility requirements, including minimum salary, credit history (AECB score), and other criteria. Displaying a card on dirham247.ae does not guarantee approval or represent an endorsement of the product.

Exchange rates and fees shown for money transfer providers (Wise, Remitly, TapTapSend, Careem Pay, Al Ansari Exchange, UAE Exchange, Western Union, and others) are updated regularly but may not reflect the exact rate or fee at the time of your transfer. Promotional rates, first-time bonuses, and fee structures change frequently.

Transfer speeds shown are estimates and depend on the provider, destination country, payment method, and compliance checks. Actual delivery times may vary.

dirham247.ae participates in affiliate programmes with some of the financial products and services listed on our platform. When you click certain links (such as credit card “Apply” buttons or money transfer provider links) and complete a qualifying action, we may receive a commission at no additional cost to you.

Affiliate relationships do not influence our editorial content, product rankings, or rate comparisons. We display all providers we track regardless of whether we have an affiliate relationship with them. Our comparisons are based on publicly available rates and fees.

For full details on how we handle affiliate links and data, please see our Privacy Policy and Terms of Service.

Investing in securities (stocks traded on DFM and ADX), cryptocurrencies, gold, and other financial instruments carries inherent risk, including the potential loss of your entire investment. Past performance is not indicative of future results.

Cryptocurrency is particularly volatile and largely unregulated in many jurisdictions. While the UAE has established a regulatory framework through VARA (Virtual Assets Regulatory Authority), cryptocurrency prices can fluctuate dramatically. Only invest what you can afford to lose.

Gold prices fluctuate based on global economic conditions, central bank policies, geopolitical events, and currency movements. Gold is not a guaranteed store of value.

UAE equities are subject to market risk, company-specific risk, and macroeconomic factors. Stock prices can go down as well as up.

dirham247.ae is an information platform and is not licensed by the UAE Central Bank, Securities and Commodities Authority (SCA), Dubai Financial Services Authority (DFSA), or any other UAE financial regulatory body. We do not hold, manage, or transmit funds.

All financial service providers listed on our platform (banks, money transfer operators, cryptocurrency exchanges) should hold appropriate licences from UAE regulators. We encourage users to verify a provider’s regulatory status independently before using their services.

dirham247.ae may contain links to third-party websites, products, or services. We are not responsible for the content, accuracy, privacy practices, or availability of these external sites. Inclusion of a link does not imply endorsement.

We are not responsible for any loss, damage, or liability arising from your use of third-party products or services accessed through our platform.

While we aim to help you find the best rates and lowest fees, we cannot guarantee that using the information on dirham247.ae will result in cost savings. The “best” option depends on your individual circumstances, including the amount you are transferring, your payment method, delivery speed requirements, and personal preferences.

To the fullest extent permitted by law, dirham247.ae and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the information provided on this website.

This includes, but is not limited to, losses arising from: inaccurate or delayed market data, decisions made based on our comparisons or editorial content, technical errors or website downtime, and third-party services accessed through our links.

We may update this Disclaimer from time to time to reflect changes in our services, regulatory requirements, or editorial policies. Material changes will be noted by updating the “Last updated” date at the top of this page. Your continued use of dirham247.ae after changes are posted constitutes acceptance of the updated Disclaimer.

If you have questions about this Disclaimer or believe any information on dirham247.ae is inaccurate, please contact us at hello@dirham247.ae. We investigate and respond to all inquiries within 1–2 business days.