Citi Cashback Credit Card

Citibank UAE · Mastercard · Best for: High Cashback

Cashback

Up to 3%

Annual fee

AED 315

Min. salary

AED 8,000

Network

Mastercard

Key benefits

  • ✓3% cashback on all non-AED (international) spend — no cap
  • ✓Annual fee waived with AED 9,000 yearly spend
  • ✓Flexible cash redemption with no minimum

✕ Airport lounge access

✕ Travel rewards

✕ No annual fee

✕ Sharia-compliant

Listed in:Cashback

Frequently asked questions

What is the minimum salary for the Citi Cashback Credit Card?▾

Citibank UAE requires a minimum monthly salary of AED 8,000 for the Citi Cashback Credit Card. Meeting the salary requirement doesn't guarantee approval — the bank will also check your AECB credit report and your existing debt repayments.

Does the Citi Cashback Credit Card have an annual fee?▾

Yes. The annual fee is AED 315. Many UAE banks waive the fee in the first year or when you meet a minimum annual spend, so ask Citibank UAE before you apply.

Does the Citi Cashback Credit Card include airport lounge access?▾

No, the Citi Cashback Credit Card doesn't include complimentary airport lounge access. See our list of cards with lounge access if that matters to you.

How much cashback does the Citi Cashback Credit Card give?▾

The Citi Cashback Credit Card offers up to 3% cashback. The headline rate usually applies only to selected spend categories and is capped each month — other spending earns a lower base rate.

Similar cards

Best for: High Cashback

Cashback Rate

10%

Annual Fee

AED 300

  • ✓Up to 10% cashback (UAE Nationals) / 5% (expats) on 2 chosen categories
  • ✓1% cashback on all other spend
  • ✓Fee waived year 2 on AED 12,000 retail spend

Min. salary: AED 10,000

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Mastercard
Best for: High Cashback

Cashback Rate

5%

Annual Fee

Free

  • ✓Up to 5% cashback on dining (capped)
  • ✓2% cashback at supermarkets
  • ✓Zero annual fee

Min. salary: AED 5,000

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Best for: High Cashback

Cashback Rate

5%

Annual Fee

Free

  • ✓Free for life — no annual fee
  • ✓5% cashback on noon, noon Food, noon Minutes, NowNow & Namshi
  • ✓1% cashback on all other spend

Min. salary: AED 5,000

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Guides

Card details are for informational purposes. Always verify current terms with Citibank UAE before applying. How we compare cards