Wio Credit Card
Wio Bank · Visa · Best for: No Annual Fee
Cashback
Up to 2%
Annual fee
Free
Min. salary
AED 5,000
Network
Visa
Key benefits
- ✓2% cashback on all spends (AED 49/month waived at AED 35,000+ balance)
- ✓Instant digital card issuance
- ✓0.5% cashback on bill payments
✕ Airport lounge access
✕ Travel rewards
✓ No annual fee
✕ Sharia-compliant
Frequently asked questions
What is the minimum salary for the Wio Credit Card?▾
Wio Bank requires a minimum monthly salary of AED 5,000 for the Wio Credit Card. Meeting the salary requirement doesn't guarantee approval — the bank will also check your AECB credit report and your existing debt repayments.
Does the Wio Credit Card have an annual fee?▾
No. The Wio Credit Card is free for life — there is no annual fee.
Does the Wio Credit Card include airport lounge access?▾
No, the Wio Credit Card doesn't include complimentary airport lounge access. See our list of cards with lounge access if that matters to you.
How much cashback does the Wio Credit Card give?▾
The Wio Credit Card offers up to 2% cashback. The headline rate usually applies only to selected spend categories and is capped each month — other spending earns a lower base rate.
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Guides
Card details are for informational purposes. Always verify current terms with Wio Bank before applying. How we compare cards