Credit Cards for AED 5,000 Salary in UAE
AED 5,000 per month is the lowest minimum salary most UAE banks accept for a credit card. These cards are a good starting point for new residents and first-time applicants. Approval still depends on your AECB credit report and existing debts — the UAE Central Bank caps total monthly debt repayments at 50% of your salary.
8 cards found
Mashreq Cashback Card
Mashreq
Cashback Rate
5%
Annual Fee
Free
- ✓Up to 5% cashback on dining (capped)
- ✓2% cashback at supermarkets
- ✓Zero annual fee
Mashreq Noon Credit Card
Mashreq
Cashback Rate
5%
Annual Fee
Free
- ✓Free for life — no annual fee
- ✓5% cashback on noon, noon Food, noon Minutes, NowNow & Namshi
- ✓1% cashback on all other spend
Al Hilal Bank Cashback Credit Card
Al Hilal Bank
Cashback Rate
5%
Annual Fee
Free
- ✓Free for life — no annual fee
- ✓5% cashback on 2 chosen categories (dining, grocery, fuel, international, education)
- ✓25+ complimentary airport lounge visits
FAB Cashback Credit Card
First Abu Dhabi Bank
Cashback Rate
5%
Annual Fee
AED 300
- ✓5% cashback on supermarket, fashion & dining (AED 150/month cap each)
- ✓3% cashback on non-AED spends
- ✓Free worldwide airport lounge access
ADIB Cashback Visa Card
Abu Dhabi Islamic Bank
Cashback Rate
4%
Annual Fee
AED 99
- ✓4% cashback on groceries, fuel, education, dining & utilities
- ✓Sharia-compliant covered card
- ✓Up to AED 1,000 monthly cashback cap
Standard Chartered Platinum
Standard Chartered
Cashback Rate
2%
Annual Fee
AED 525
- ✓Unlimited lounge access to 20+ airports worldwide
- ✓360° rewards on every spend
- ✓Waived fee with AED 10,000 monthly spend
Wio Credit Card
Wio Bank
Cashback Rate
2%
Annual Fee
Free
- ✓2% cashback on all spends (AED 49/month waived at AED 35,000+ balance)
- ✓Instant digital card issuance
- ✓0.5% cashback on bill payments
Cashback Rate
1.25%
Annual Fee
Free
- ✓35% back on first 10 Talabat orders each month
- ✓Unlimited free delivery via Talabat Pro
- ✓AED 500 welcome bonus on AED 2,500 spend in 45 days
Guides
Card details are for informational purposes. Always verify current terms with the bank before applying. How we compare cards