Best Islamic Credit Cards in UAE
Islamic credit cards don't charge interest. Instead they use Sharia-compliant structures such as a fixed monthly profit or fee on balances you carry. In practice, rewards and annual fees are similar to conventional cards from banks of the same tier.
4 cards found
Ajman Bank ULTRACASH Mastercard
Ajman Bank
Cashback Rate
10%
Annual Fee
AED 300
- ✓Up to 10% cashback (UAE Nationals) / 5% (expats) on 2 chosen categories
- ✓1% cashback on all other spend
- ✓Fee waived year 2 on AED 12,000 retail spend
Al Hilal Bank Cashback Credit Card
Al Hilal Bank
Cashback Rate
5%
Annual Fee
Free
✈ Lounge Access
- ✓Free for life — no annual fee
- ✓5% cashback on 2 chosen categories (dining, grocery, fuel, international, education)
- ✓25+ complimentary airport lounge visits
DIB Consumer Cashback Platinum Card
Dubai Islamic Bank
Cashback Rate
4%
Annual Fee
AED 249
🌍 Travel Rewards
- ✓First year annual fee waived
- ✓4% cashback on supermarkets, fuel, bills & school fees (up to AED 1,000/month)
- ✓Travel & medical coverage up to US$100,000
ADIB Cashback Visa Card
Abu Dhabi Islamic Bank
Cashback Rate
4%
Annual Fee
AED 99
- ✓4% cashback on groceries, fuel, education, dining & utilities
- ✓Sharia-compliant covered card
- ✓Up to AED 1,000 monthly cashback cap
Guides
Card details are for informational purposes. Always verify current terms with the bank before applying. How we compare cards