ADIB Cashback Visa Card

Abu Dhabi Islamic Bank · Visa · Best for: High Cashback

Cashback

Up to 4%

Annual fee

AED 99

Min. salary

AED 5,000

Network

Visa

Key benefits

  • ✓4% cashback on groceries, fuel, education, dining & utilities
  • ✓Sharia-compliant covered card
  • ✓Up to AED 1,000 monthly cashback cap

✕ Airport lounge access

✕ Travel rewards

✕ No annual fee

✓ Sharia-compliant

Frequently asked questions

What is the minimum salary for the ADIB Cashback Visa Card?▾

Abu Dhabi Islamic Bank requires a minimum monthly salary of AED 5,000 for the ADIB Cashback Visa Card. Meeting the salary requirement doesn't guarantee approval — the bank will also check your AECB credit report and your existing debt repayments.

Does the ADIB Cashback Visa Card have an annual fee?▾

Yes. The annual fee is AED 99. Many UAE banks waive the fee in the first year or when you meet a minimum annual spend, so ask Abu Dhabi Islamic Bank before you apply.

Does the ADIB Cashback Visa Card include airport lounge access?▾

No, the ADIB Cashback Visa Card doesn't include complimentary airport lounge access. See our list of cards with lounge access if that matters to you.

How much cashback does the ADIB Cashback Visa Card give?▾

The ADIB Cashback Visa Card offers up to 4% cashback. The headline rate usually applies only to selected spend categories and is capped each month — other spending earns a lower base rate.

Similar cards

Best for: High Cashback

Cashback Rate

10%

Annual Fee

AED 300

  • ✓Up to 10% cashback (UAE Nationals) / 5% (expats) on 2 chosen categories
  • ✓1% cashback on all other spend
  • ✓Fee waived year 2 on AED 12,000 retail spend

Min. salary: AED 10,000

Apply Now →
Mastercard
Best for: High Cashback

Cashback Rate

5%

Annual Fee

Free

  • ✓Up to 5% cashback on dining (capped)
  • ✓2% cashback at supermarkets
  • ✓Zero annual fee

Min. salary: AED 5,000

Apply Now →
Best for: High Cashback

Cashback Rate

5%

Annual Fee

Free

  • ✓Free for life — no annual fee
  • ✓5% cashback on noon, noon Food, noon Minutes, NowNow & Namshi
  • ✓1% cashback on all other spend

Min. salary: AED 5,000

Apply Now →

Guides

Card details are for informational purposes. Always verify current terms with Abu Dhabi Islamic Bank before applying. How we compare cards